Principal
General Manager
Senior Adviser
Senior Adviser
Adviser
Mortgage Broker
Compliance & Advice Team Manager
Client Service Manager
Client Service Manager
Office Manager
Client Service Manager
Client Service Coordinator
Client Service Assistant
March 2021 February 2021 Interest Rates Newsflash January 2021 December 2020 November 2020 October 2020 September 2020 August 2020
Planning in your 40s Children and Money habits Five Financial Goals for the New Year
Community and charity organisations provide wonderful opportunities for such a diverse range of people and we proudly support their efforts.
We are excited to announce our 2021 Charity event - we will be hosting a day to support The Melanoma Institute (MIA) to complete the Royal National Park Coastal Walk on Friday, 28 May 2021.
Click here or the logo to view the Coastal Trek Flyer for details of where you can register and / or donate.
The junior rugby league football club for Gymea is known as the “Gymea Gorillas“ and they entered their very first competition back in 1963. They remain a family orientated club who provide every player with the opportunity to play the great game of rugby league, no matter what their ability. It is about having a go.
The objectives of the Royal Challenge are to raise money for Sydney Children’s Hospital Foundation and inspire people to invest in a healthy lifestyle. #CommunitySupport
If you are not already a member you need to sign up to Footy Tips then join our competition. If you have any questions please email communications@tempuswealth.com.au or message us via our Tempus Wealth Facebook page. Updates will be posted here also so be sure to like our page.
I’ve always been an active person and keeping fit is not only a hobby it’s part of my job as a professional footballer. Like a lot of people you think serious illness won’t happen to you so when I received the news that I had cancer it was a huge mix of emotions. It’s like I still didn’t believe it and that’s really the way I dealt with it the whole way through.
My wife Sonia and mum Sharon were really knocked about by the news. Like any family member would, you think about the ‘what if’s’. I was out of action for a number of weeks and there were moments there where it did cross my mind ‘what if I can’t play again’ and ‘what will I do to earn an income’. Obviously my health was first and foremost but it was only natural to have concern for our future.
Back in 2001 when I first started playing grade footy, I made the decision to seek professional financial advice. I knew there was an end date to this career and I wanted to ensure the opportunity was maximised. As an 18 year old personal insurance was certainly not top of mind and I never thought I’d need to use it. It’s advice that I’m certainly glad I took.
We’ve been farmers our whole life. After we built up and sold our first farm we moved to a much larger property – this meant taking on more debt and more work. The work side of things has never worried us as that is what we know however the finance side of things was something we felt should be looked at by someone who is in that game.
For us, seeing a financial planner was like tidying up loose ends. It brought everything under one umbrella and gave us a clear and achievable path forward and into retirement.
Our personal insurance has been put in place so that if either of us were to get injured and couldn’t work, the other could continue running the farm without any worry about money.
Our superannuation has been tidied up and put into a better fund so that we can achieve a comfortable retirement. We were also advised to refinance our loan with a much better interest rate, which we did. The process was handled by Tempus Wealth which made it easy for us.
We certainly have peace of mind now in regards to our financial future and really feel like we want to spread the word. We’ve just seen it as outsourcing our unnecessary worry.
Jamie was only 49 with a wife and two young children (the youngest being 5 days old), when he suffered a massive stroke. Previously fit and healthy, a non-smoker and with no family history of stroke, he never in his wildest dreams imagined it would happen to him.
He was attending a social gathering when all of a sudden he felt a strange sensation down his left side. Luckily for Jamie there were people in attendance that recognised what was happening to him. He was rushed to hospital, underwent surgery was swiftly put on an intensive rehabilitation program, which included re-learning how to walk and talk.
Fast forward to today and Jamie is back working and even completed the Sutherland to Surf charity fun run. Jamie largely attributes his amazing recovery to getting to hospital quickly and being able to afford, through his insurance, intensive rehab.
We have found that many of our clients require specialist advice in the areas of Buy/Sell, Keyperson and Income Protection insurance. Our long association with Karine Matthews and Murray Bennett has enabled us to refer our valued clients with the confidence that they will receive tailored advice that is appropriate to their circumstances.
As clients ourselves we have benefited from their professional services and commitment to ongoing reviews. — Vince Choy
Principal
The best part about being a Financial Planner is developing relationships with my clients and working to grow that over time. Part of the financial planning process is solving problems- I believe there’s always a solution, no matter how complex the issue may be.
I like to look at the big picture, to understand where my clients are now and where they want to be in the future. For me, it’s about getting the job done and achieving the best outcome. Anything can be dressed up to look and sound good but you need to be able to back it up with results. It’s very rewarding to be able to provide my clients with the strategic vehicle which allows them to reach their goals.
Outside of work I’m kept busy with children’s sporting activities as well as keeping fit myself. I also enjoy dining out with great friends, and good wine.
General Manager
I get a lot of joy out of working with a team of great people who are passionate about what they do. What personally drives me is the challenge of ensuring our client experience with us is personal and professional. I believe what we do makes a big difference in people’s everyday lives. To witness a client's journey, from the moment they make contact with us to them reaching their goals, is hugely rewarding for me. I like making a positive difference in people’s lives, it genuinely makes me happy.
Senior Adviser
My job is a real privilege. Assisting people to make decisions that can have such an important and far-reaching impact on them and the lives of their families is a wonderful job to pursue as a profession. My very first life insurance death claim was my best friend. He died at the age of 32, leaving behind a wife and 3 children under the age of 6. I have seen first hand how critical a part life insurance played in that families’ financial future and well being. This is why I am very passionate about people making the ‘important decisions’, perhaps at a time when they may not consider them that important.
On a personal note, I enjoy keeping fit, being outdoors and spending time with my family and friends. I love jazz music and enjoy reading, particularly biographies and books that help develop me as a person. Life really is and should be a continuous learning experience.
Senior Adviser
Family and relationships are very important to me. That’s why I’m passionate about helping our clients make those critical decisions that help build a successful business, and a successful personal and family life too.
I work to understand where my clients are now and where they would like to be in the future. My job is to make sure they achieve their goals despite the hurdles life may put in front of us.
Back in the day I proudly represented Australia and captained the NSW Cricket Team, and I like to think these experiences have given me a strong sense of leadership and an appreciation of the benefits of teamwork. At Tempus Wealth I work with a highly motivated, client focused team and I’m proud to be a part of it.
Senior Adviser
I am inspired by enthusiastic and positive people and I want to be the kind of person who provides that inspiration to others.
One of the ways I do this is by helping our clients develop strategies to protect their business so it can continue to thrive. I get great personal satisfaction from our clients’ success and from contributing to the team here at Tempus Wealth.
Senior Adviser
I feel fortunate to work in a role where I can help people make informed choices that give clarity, direction, and peace of mind. My late father taught me how to trade shares as a teenager and I’ve had a keen interest in finance and investment ever since. In my years as an adviser, I’ve learnt that the right combination of empathy, investment expertise and sound technical knowledge enables an adviser to make a meaningful difference to the lives of clients.
I thrive on building relationships with people and helping them meet their short, medium and long term goals. Having the right roadmap in place can provide you with the financial confidence to both live the life you want and be well-positioned to deal with the unexpected.
When I’m not at work, my hands are full with a young family and I also enjoy running the nearby bush trails in the Royal National Park.
Practice Manager
Whether it's applying for a loan, preparing for retirement or creating and protecting wealth, for some people navigating their financial situation can be a daunting task. I love working with a team of professionals who use their skills and expertise to assist clients by bringing clarity to their goals and develop strategies to help achieve them.
The financial planning environment is ever-changing so to be able to ensure that the Tempus Wealth team, business and processes are at the forefront of these changes is a very rewarding role.
Adviser
Graduating from the University of the Sunshine Coast, I had a range of options available to me, but I found I really connected with the ethos at Tempus Wealth. Colin and Bill really lead the way when it comes to putting the clients first, and remembering that we’re not just helping people build a portfolio – we’re helping people build a life.
(That said, working a stone’s throw from some of the best surf beaches in the world was probably a factor in the decision too!)
My role at Tempus Wealth is as an Adviser and I’ll often be your first point of contact. I’m there to make sure you’re getting everything you need, and if you have any questions about forms or processes, I’m your man.
Look forward to speaking to you soon!
Adviser
I am extremely fortunate to have found a career in which I am genuinely passionate about.
Being a part of the financial journey of the many wonderful clients I have had the pleasure of dealing with is truly rewarding. As well as that, it’s something that I very much enjoy, from the initial stages in helping our clients identify their goals and aspirations, to developing unique strategies tailored to their needs.
When I’m not crunching numbers, building investment portfolios or developing risk mitigation strategies, you’ll find me keeping active, playing card games or spending time with friends, family and my beautiful wife, Christina.
I love meeting new people so don’t hesitate in reaching out.
Mortgage Broker
Helping clients realise their dream of home ownership is one of the many joys of being a Mortgage Broker. Having purchased several properties throughout my life, I understand how stressful the process can be. For me, job satisfaction comes from taking that stress out of this experience for my clients. If I can make that process more relaxed for them then I feel extremely rewarded.
Antonia Krkovski is a credit representative (503183) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Compliance & Advice Team Manager
As a Shire resident with a young family and a career built around financial advice process and compliance, it was important for me to find a team that shares my values in providing financial advice aimed at achieving the best outcome for our clients. In my role as Compliance and Advice Team Manager, I see Tempus Wealth delivering on this every day. Coupled with a genuine desire to continuously learn and improve, I see Tempus Wealth as a trusted advice business for myself and my local community.
Outside of work, my wife Amanda and I are regularly seen chasing after our 2 children around the local parks, beaches and sports venues.
Client Service Manager
Financial Planning to me is about maximising what you have to enjoy the life you want both now and into the future. I love showing clients how our strategies can help them live their best life, and then helping them refine the strategy as they progress through their lives. I really enjoy helping people and making a positive difference to their life.
Outside of work I love to travel to new places, and learn about other cultures/history and cuisines. Personally, I am married with 3 kids and 2 dogs.
Client Service Manager
I have been in administration, banking and finance for well over 15 years and get great satisfaction from solving complex problems for clients and helping them achieve their objectives.
I enjoy being part of the Tempus Wealth team who are so clearly passionate about making a positive difference in people’s lives.
Outside of Tempus Wealth, I enjoy travelling, tennis and spending time with family.
Office Manager
I’ve spent most of my working life in a professional office, and I am happy to say that I’m still learning every day. I love that Tempus Wealth is a forward-thinking practice that is team focused and has the success of our clients at its core. I strive to do my job to the best of my ability and ensure every client receives the highest standard of service.
Client Service Manager
I have spent most of my adult life working in the Financial Planning Industry from Marketing through to my new role in Customer Service.
I look forward to working with the Tempus Wealth team and clients. I believe it is a privilege to find solutions and opportunities for our clients’ financial planning programmes and will do my best to deliver the highest quality of service.
Outside of Tempus Wealth, my other passion is my family. I love weekly family dinner night with my husband, four boys and their partners and when I have down time –travelling, reading, walking and dinner in good restaurants.
Client Service Coordinator
I had just completed my HSC when I joined Tempus Wealth, with no clue on how I wanted to begin my journey into adulthood. At first I wasn’t sure it would be for me, though after seeing how much thought goes into every aspect of our services and how much care all of the team puts in, I knew Tempus was the place for me.
I am passionate about putting effort in and seeing someone benefit from it. Working at Tempus Wealth and seeing clients walk out the door with a smile on their face gives me the best satisfaction that I could have.
Client Service Assistant
I am in a lucky position to be able to work in the financial planning industry whilst studying financial planning at the University of Wollongong. I enjoy learning from my experienced colleagues at Tempus Wealth and being a part of this amazing team. Being a part of the process to achieve a client’s goals is extremely rewarding for me as I continue to grow in my role. Away from the office I enjoy playing footy and keeping fit, along with travelling to see new places.
